October 30, 2026 | By Livian Smith, Mortgage Broker   The Bank of Canada has raised its overnight lending rate by 0.25%, bringing it to 2.50% following its October 28, 2026 announcement. For Canadians with variable-rate mortgages, those approaching renewal, or anyone considering purchasing a home, this news may have raised a few concerns. But […]

Well… the Bank of Canada made its decision. And if you were waiting for another rate cut before making your next move, you didn’t get one. Today, September 2, the Bank of Canada held its overnight rate at 2.25%. Cue the headlines. But before you decide this is “bad news” for mortgages, homebuyers or the housing […]

Have you ever walked through a home and thought, “I love everything about it… except the kitchen.” Or maybe the bathrooms are dated, the flooring needs replacing, or it needs a new roof. Most buyers assume they have two choices: • Buy the home and somehow come up with thousands of dollars after possession to […]

The Bank of Canada made its interest rate announcement today. Within minutes, the internet was flooded with opinions. Some people are convinced rates are coming down. Others are certain they’re headed back up. Everyone seems to have a prediction. Here’s the thing. Very few of those predictions will help you decide whether you should buy a home. […]

  “It’s once in a lifetime.” I’ve heard that phrase a lot lately. And to be fair… for many people, the FIFA World Cup in Canada really is a once-in-a-lifetime event. The atmosphere is electric. The memories are unforgettable. The experience is incredible. So this isn’t a blog telling you not to go. It’s a […]

Let’s talk about something that might sting a little. When was the last time you reviewed your mortgage? Not your Netflix subscription. Not your cell phone plan. Not whether you’re paying too much for strawberries these days. Your mortgage. For most Canadians, their mortgage is the single largest financial commitment they’ll ever have, yet many […]

  Now for some news that doesn’t make us want to lie down in the Costco parking lot. Housing costs continued to cool in May. Mortgage interest costs actually declined slightly compared to last year. Rent inflation also eased to its slowest pace since early 2022. In other words, after spending the last few years […]

It has been a buyer’s market for a while now, but many buyers still feel stuck. On paper, buyers have more choice, more time, and more negotiating power than they had during the peak frenzy. In Metro Vancouver, May 2026 sales were still below long-term seasonal averages, while active listings remained elevated compared to typical […]

Bank of Canada Holds Rates Steady: What It Means for Homeowners and Buyers The Bank of Canada has once again held its overnight lending rate at 2.25%, choosing to leave rates unchanged amid ongoing economic uncertainty. For Canadians wondering whether rates are going up, down, or staying put, today’s announcement provides an important signal: the […]

Canada’s Economy Sends a Strong Message: Recession Fears Put on Hold If you’ve been following the headlines lately, you’ve probably heard plenty of talk about a potential recession, economic uncertainty, tariffs, and rising costs. However, Canada’s latest employment report tells a very different story. In May, the Canadian economy added an impressive 87,800 jobs, the […]