No Rate Cut Today. Don’t Panic. Here’s What Actually Matters.
September 2, 2026
Each Office Independently Owned & Operated
Looking for a mortgage broker in Coquitlam or Port Coquitlam? I’m Livian Smith, a licensed British Columbia mortgage broker with more than 21 years of experience. I help clients look beyond the interest rate and understand how the right mortgage strategy can support homeownership, improve cash flow and help build long-term wealth.
I help first-time home buyers with mortgage pre-approvals, homeowners renewing their mortgages, clients refinancing or accessing home equity, real estate investors and Canadians planning for retirement.
My approach includes education about advanced Canadian mortgage strategies such as Manulife One, cash damming and using home equity strategically. These solutions are not suitable for everyone, so I help clients understand how they work, where the risks are and whether they fit their financial goals.
I also help renters in Coquitlam, Port Coquitlam and the surrounding Tri-Cities create practical 12-to-24-month plans toward homeownership. My team works with a wide range of banks, credit unions and mortgage lenders to find options suited to each client’s income, circumstances and long-term plans.
Your mortgage should be more than a rate and a payment. It should be part of a clear financial plan. Book a mortgage strategy call to discuss your next step.









September 2, 2026
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Find out how much your home is worth.
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