As realtors, we are always trying to make our clients comfortable and at ease with home purchases and mortgage payments.  We have worked with Livian on many occasions and have always found her to go above and beyond her duties as a mortgage broker to ensure that her clients receive the best rates possible.  We feel confident in Livian’s work ethics and know that she will always give 100% even when time is limited and sometimes in tough situations.  We know our clients are always looked after and would recommend her to anyone looking to get a mortgage.

The Massulos - Royal Lepage Coronation West

Livian is extremely helpful, knowledgeable and professional.  Highly recommend her services.  She’s amazing.


Thank you Livian for all the hard work and effort you put into this purchase on our behalf.  I am so thrilled to have the house of our dreams.  Without your creative efforts this would have never been possible.  I would not hesitate to refer you to family and friends.  I sincerely wish you all the best.

Tina B.

Livian Smith has been a wonderful mortgage broker.  She has been professional, punctual and supporting us throughout our first time buying.  She has amazing experience and was highly recommended by a friend of mine.  She did not disappoint.  The process was quick but extremely hands on.  I have worked with Livian for at least four years and she has shown tremendous patience throughout the process to find what’s right for my family and I.  In fact I have since recommended Livian to a fellow colleague after our purchase, and am 100% confident she will prove the excellent service that was provided to me.  Livian Smith’s time and effort was thoroughly appreciated.  She was first rate when it came to our first mortgage and I will not hesitate to use her services again.

Thank you,

Owen Coomer

 After being denied our mortgage renewal from CIBC… and after we have been paying our mortgage on time for the last 20 years and have an excellent credit rating, CIBC turned us down after the governments new lending rules came into effect on 2018 , we didn’t quite qualify for our own mortgage.  I was very stressed out and worried about not getting our house re-mortgaged.   Livian assured me she would be able to get us a very good mortgage. She worked very hard, talking to many lenders to get us the best mortgage possible.  We ended up with a great mortgage with Prospera Credit Union.  Thank you so much Livian Smith.


Dave Filiatrault

In September of 2015, my wife and I were looking into purchasing an investment property and were looking for information with regards to a mortgage.  We contacted Livian Smith, as I had previously worked with her in purchasing my first townhouse and found her very professional, efficient and a pleasure to work with.  After a 10 minute conversation answering employment and financial questions, she provided us with a ball park figure of what we would be able to afford.

Throughout this entire process, Livian worked tirelessly with ourselves and our real estate agent in order to have all the proper documentation signed and submitted, as well as additional requirements to please the lender.  She was always available to answer any questions or concerns and was a major contributing factor in keeping us calm and reassured throughout.  In the end, we ended up being successful in purchasing the home of our dreams and cannot stress enough that none of this would have been possible without the countless hours she put in, the determination and professionalism she provided us as clients.  Both my wife and I would highly recommend anyone searching for a reputable mortgage broker to contact Livian.  The quality of services she provides is first class!!


Gary & Chloe Nolan

Simply put, we couldn’t have made this work without her.  She was always prompt with her replies.  For anyone looking for a home and need a mortgage broker (or even if you only thought about a mortgage broker) she’s the one I’d recommend.  You won’t find anyone more dedicated to your success.  Thanks for all your help Livian!


Michael Pybus

Livian was incredibly helpful as she walked me through all the options and answered the many questions I had as a first-time home-buyer.  She initially obtained a decent-enough rate, but when a better rate popped up she went to bat for me to get that one instead.  Throughout the process, I felt that Livian worked hard and in our best interests, she came out to meet us on our schedule, and I really appreciate the help she gave me and my family in securing a loan for our home.  Thank you, Livian!


Steven Painter